Gold Loans


Loan Product Name

Gayatri Gold Loan
Gayatri Janatha Gold LoanGayatri Asara Gold LoanSOD Against Gold Ornaments
FacilityTerm Loan
Term Loan
Term LoanOverdraft Limit
EligibilityIndividual or FirmIndividual or Firm
Individual or FirmIndividual or Firm
PurposeAgricultural/ Education/ Small Business / Profession/ any other to meet Short time Financial RequirementsAgricultural/ Education/ Small Business / Profession/ any other to meet Short time Financial RequirementsAgricultural/ Education/ Small Business / Profession/ any other to meet Short time Financial RequirementsAgricultural/ Education/ Small Business / Profession/ any other to meet Short time Financial Requirements
SecurityGold OrnamentsGold OrnamentsGold OrnamentsGold Ornaments
Rate of Interest 13.00% PA11.50% PA10.50% PA12.00% PA
Loan LimitMaximum Rs.100.00 LacsMaximum Rs.100.00 LacsMaximum Rs.100.00 LacsMaximum Rs.100.00 Lacs
GuarantorN/AN/AN/AN/A
Max Loan period1 Year 6 Months 3 Months1 Year
RepaymentUp to 2 Lakhs: Bullet Payment
Above 2 Lakhs: EMI
Up to 2 Lakhs: Bullet Payment
Above 2 Lakhs: EMI
Up to 2 Lakhs: Bullet Payment
Above 2 Lakhs: EMI
Repayable on Demand
Interest methodDiminishing MethodDiminishing MethodDiminishing MethodDiminishing Method
MarginAs applicable from time to timeAs applicable from time to timeAs applicable from time to timeAs applicable from time to time
Processing FeesNilNilNilNil
Basic Documents KYC documents of Borrowers and Guarantors.KYC documents of Borrowers and GuarantorsKYC documents of Borrowers and GuarantorsKYC documents of Borrowers and Guarantors
Terms & ConditionsAs per Bank’s Loan Policy.As per Bank’s Loan Policy.As per Bank’s Loan Policy.As per Bank’s Loan Policy.