Overdraft(CC)

Facility:                              Overdraft Limit

Eligibility:                           Firm

Purpose

Business Working Capital Needs for Existing Business.

Security

Primary: Hypothecation of Stocks & Receivables.

Collateral: Mortgage of Immovable Property.

Rate of Interest:               11.00% PA          

                                            Click here to know more.

Loan Limit:                        Maximum Rs.500.00 Lacs

Max Loan period:            1 Year (subject to yearly renewal)

Guarantor:                         Government Employee/ I.T Assessee

Repayment:                       Repayable on Demand

Interest method:               Diminishing Method

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Basic Documents:                 

» KYC documents of Borrowers and Guarantors.

» Copies of IT returns for last 3 years along with Financial Statements along with Business A/c statement for last one year.

» Title Deeds of the property offered as security

» Other Documents As required.

Processing Fees:                Nill

Terms & Conditions:          As per Bank’s Loan Policy.

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