Service Charges
Nature of Service | Service Charges |
|---|---|
Charges on Account Facilities | |
Inoperative account | Saving Account: Rs 50/- plus Taxes per annum. Current Account: Rs 100/- plus Taxes per annum. |
Issue of CTS cheque (Saving & Current account) | Rs 5/- plus Taxes per cheque leaf |
Issue of Passbook / statement / Balance certificate | NIL |
Duplicate Passbook / statement | Rs 50/- per Passbook |
Stop payment instructions | Rs 50/- plus Taxes per instrument up to 3 leaves. For above 3 instruments maximum of Rs 200/- plus Taxes. |
Balance Enquiry | NIL |
Account closure After 12 months (a/c transfer not included) | Saving Account: Rs 100/- plus Taxes Current Account: Rs 200/- plus Taxes |
Signature Verification | Rs 50/- per signature |
Duplicate TDR in case of loss of TDR | Rs 50/- plus Taxes per Bond |
Cash handling charges for Saving / Current / CC accounts at Base Branch | Below 100/- section : Rs 10/- plus Taxes per section Above Rs 100/- section : NIL |
Remittance Facility | |
Issue of demand drafts, Banker's cheque | NIL |
Re-validation / cancellation of drafts, Banker Cheques | Re-validation: NIL Cancellation of draft…..Rs.100/- per instrument |
Issuance of duplicate demand draft | Rs 100/- per instrument |
Collection of cheques - Local | NIL |
Outstation Cheque Collection |  Note: Payee Banker charges if any will be extra to above. |
Cheque Collection under - CTS | NIL |
NEFT / RTGS - Outward | NIL |
NEFT / RTGS - Inward | NIL |
E-Payment GOTGDDB Payment | NIL |
DD/BC/Other Bank cheque Purchase Local | Interest @ 0.12% on Cheque Amount. In case of cheques returned unpaid interest at 24% p.a. after adjusting the amount collected. |
DD/BC/Other Bank cheque Purchase Outstation | Interest @ 0.24% on Cheque Amount. In case of cheques returned unpaid interest at 24% p.a. after adjusting the amount collected. |
Cheques / bills deposited returned unpaid - outward. | Rs 100/- plus Taxes |
Cheques issued & returned unpaid due to insufficient funds - Inward | Rs 250/- plus Taxes |
At par remittance of maturity proceeds of Time Deposits as well as periodical interest to another branch/Bank. | Free |
At par collection of cheques issued as per court orders for investment in Time Deposits. | Free |
FUND TRANSFER (Inter-Branch) | Transfer of funds through cheque among the customers of inter branches is Free of charge irrespective of any amount. |
NACH / ECS Mandate Registration charges | Rs 200/- plus Taxes for setting up NACH / ECS Mandate Registration. Rs 100/- plus Taxes for NACH return charges due to insufficient balance. |
Setting up Standing Instructions (SI). | NIL |
Processing of SI (other than Bank Transfers) | NIL |
Charges for inability to carry out standing instructions due to insufficient balance in the account | Rs 40/- plus Taxes per occasion. |
Penal Charges for late payment of installment in Recurring Deposit A/c. | 2% on required EMI for the delayed period. |
Safe deposit articles | Rs 500/- + Taxes one time charges plus, Package - Rs 500/- + Taxes p.a. Large packet / Box - Rs 1000/- + Taxes p.a. Subject to maximum total dimensions ( i.e. length+width+ height) should not exceed 100 c.m. if exceed 100 c.m. Rs 20/-per c.m. (subject to availability of space available) |
Safe custody charges a) Scrips ( for each script) b) Sealed cover (for each cover) c) Bank's own deposit receipt | a) Rs. 100/- plus Taxes per script Min. Rs. 200/- p.a. or part thereof. b)Rs. 200/- plus Taxes per cover p.a. or part thereof. c) NIL |
Transfer of Securities From pledge to safe custody. | Rs 30/- plus Taxes per security, subject to a minimum of Rs 30/- per account. |
Safe Deposit Lockers
Annual charges |  Note: Locker wise prescribed advance to be deposited as Security Deposit amount from time to time. Note: In case of loss of key of the Lockers, a service charge of Rs 500/- plus Taxes has to be recovered from hirer in addition to the actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers. |
Photo attestation charges | NIL |
Record copy of the Cheque | NIL |
Interest certificate | Free of cost for the first time. |
Enquiries relating to old records (more than 12 months old) | Rs 100/- per item |
"Addition / deletion of names in | Rs 25/- per occasion. |
ATM Charges | |
Joining Fee | NIL |
Annual Fee | Classic Card : Rs 100/- plus Taxes Platinum Card : Rs 150/- plus Taxes (The annual fees will be debited every Year on or before 31st March for the cards issued up to 31st March) |
Card Replacement Fee | Classic Card : Rs 100/- plus Taxes Platinum Card : Rs 150/- plus Taxes |
Regeneration of PIN | Rs 25/- plus Taxes |
| Cash withdrawal at GAYATRI Bank's ATM's | Free |
Withdrawal from other bank’s ATM (For Saving Accounts Only) | Free up to 5 transactions per month per transaction Rs.5/- plus Taxes from 6th transaction for Non Financial Transactions |
Issuance of one additional card | Classic Card : Rs 100/- plus Taxes Platinum Card : Rs 150/- plus Taxes |
Issuance of more than one additional card | Rs. 250/- plus Taxes per card. |
SMS Charges | Rs 25/- plus Taxes at half yearly |
Gold Loan Processing Charges | NIL |
Recovery/Legal Action Charges | |
Registered notice (In Postal/Courier) | Rs 100/- per instance |
Notice under Co-Op Act / other Legal Notice | Actuals + Rs 200/- + Taxes per instance |
Notice under Sec 70,71 certificates | Actuals + Rs 500/- + Taxes per instance |
Notice under SARFAESI Act | Actuals + Rs 200/- + Taxes per instance |
Notice in News Paper | Actuals + Rs 500/- + Taxes per account, per instance |
Execution of Legal Auction | Actuals + Rs 500/- + Taxes per account, per instance |
Prepayment Charges for retail advances | No prepayment charges if the loan is adjusted by the borrower from his own verifiable legitimate sources. |