| ALM | Assest Liability Management |
| APBS | Aadhaar Payment Bridge System |
| ATM | Automated Teller Machine |
| BCSBI | Banking Codes and Standards Board of India |
| BHIM | Bharat Interface For Money |
| BIN | Bank Identification Number |
| CAMELS | Capital, Assets, Management, Earnings, Liquidity and Systems and Control |
| CAR | Capital Adequacy Ratio |
| CBS | Core Banking Solutions |
| CD | Certificate of Deposit |
| CD Ratio | Credit Deposit Ratio |
| CDD | Customer Due Diligence |
| CERSAI | Central Registry of Securitisation Asset Reconstruction and Security Interest of India |
| CIBIL | Credit Information Bureau Of India Limited |
| CPI | Consumer Price Index |
| CRM | Customer Relationship Management |
| CTS | Cheque Truncation System |
| CVV | Card Verification Value |
| DEAF | Depositor Education and Awareness Fund |
| DICGC | Deposit Insurance Credit Guarantee Corporation |
| DMS | Dispute Management System |
| DPN | Demand Promissory Note |
| DRT | Debt Recovery Tribunal |
| DSCR | Debt Service Coverage Ratio |
| ECOM | Electronic Commerce |
| ECS | Electronic Clearing Service |
| EMV | Europay Master and Visa |
| FCCB | Foreign Currency convertible Bond |
| GST | Goods and Service Tax |
| HUDCO | Housing and Urban Development Corporation |
| IBA | Indian Banks Association |
| IDRBT | Indian Institute for Development and Research of Banking |
| IFSC | Indian Financial System Code |
| IIN | Issuer Identification Number |
| IMPS | Immediate Payment Service |
| IRDA | Insurance Regulatory and Development Authority of India |
| IROs | Interest rate options |
| IRR | Internal Rate of Return. |
| ISCI | International Standard Industrial Classification |
| ISO | International Standard Organization |
| KCC | Kisan Credit Cards |
| KVIC | Khadi and Village Industries Corporation |
| KVP | Kisan Vikas Patra |
| KYC | Know Your Customer guidelines |
| LAB | Local Area Bank |
| LTF | Long Term Finance |
| LTV | Loan To Value |
| MICR | Magnetic Ink Character Recognition |
| MIS | Management Information System |
| MMID | Mobile Money Identifier |
| MMS | Mandate Management System |
| MPIN | Mobile Personal Identification Number |
| MUDRA | Micro Units Development and Refinance Agency |
| NABARD | National Bank for Agricultural & Rural Development |
| NACH | National Automated Clearing House |
| NAFCUB | National Federation of Urban Co-operative Banks and Credit Societies Ltd. |
| NAV | Net Asset Value |
| NBC | Net Bank Credit |
| NBFCs | Non Banking Financial Companies |
| NDTL | Net Demand Time Liabilities |
| NECS | National Electronic Clearing Service |
| NEFT | National Electronic Fund Transfer |
| NFS | National Financial Switch |
| NII | Net Interest Income |
| NPCI | National Payments Corporation of India |
| NRE | Non Resident External |
| NSDL | National Securities Depository Limited |
| NSE | National Stock exchange |
| OTP | One Time Password |
| OTS | One Time Settlement |
| PACS | Primary Agricultural Credit Society |
| PCA | Prompt Corrective Action |
| PFMS | Public Financial Management System |
| PGS | Payment Gateway System |
| PIN | Personal Identification Number |
| PMJDY | Pradhan Mantri Jan-Dhan Yojana |
| PMJJBY | Pradhan Mantri Jeevan Jyoti Bima Yojana |
| PMSBY | Pradhan Mantri Suraksha Bima Yojana |
| POA | Power of Attorney |
| POS | Point Of Sale |
| RRB | Regional Rural Banks |
| RTGS | Real Time Gross Settlement |
| SEBI | Securities and Exchange Board of India |
| SMS | Short Message Service |
| SSI | Small Scale Industries |
| SWIFT | Society For Worldwide Interbank Financial Telecommunication |
| UPI | Unified Payments Interface |
| UTI | Unit Trust of India |
