Gayatri PMJDY Savings Account

Zero-balance financial inclusion account under the PMJDY scheme.

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Key Features:

  • Unlimited free collection of local & outstation cheques
  • Pay Orders & Demand Drafts (Charges as applicable from time to time.)
  • Free NEFT/RTGS fund transfers.
  • SMS Alerts facility
  • Free Mobile Banking & Toll-Free Banking.
  • Free execution of Standing Instructions.
  • Free Email Statements – Daily/Weekly/Fortnightly/Monthly.
  • No folio charges.
  • No cash deposit charges for ₹100 & above denominations.
  • Issued personalized Cheque Book immediately along with opening of account.
  • Free Passbook facility.
  • Free UPI & Aadhaar-enabled Payment System (AePS).
  • Issued Debit Card immediately along with opening of account.
  • Free KYC photocopying & photograph by the bank.

Eligibility & Requirements:

  • Any Indian resident with valid ID.
  • Aadhaar-based EKYC preferred.
  • PAN (optional).
  • No hidden charges.
  • Zero balance Account

For more details refer the website https://www.pmjdy.gov.in/

  *   Kindly click here to know the list of KYC documents

  *   Terms & Conditions applied as per Bank’s Policy.
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