Fixed Deposits

Gayatri Co-Operative Urban Bank Ltd > Deposits > Fixed Deposits

Gayatri Fixed Deposits offers earn more on your finances at regular intervals. Get the details of various schemes by clicking on the below mentioned links

Gayatri Bank’s Fixed Deposit Scheme makes sure you receive attractive interest rates on your investment.

Gayatri Bank various Fixed Deposits

Fixed Deposit Scheme
Reinvestment Fixed Deposit Scheme
Monthly Interest Payable Deposit Scheme
Quarterly Interest Payable Deposit Scheme
Yearly Interest Payable Deposit Scheme

Deposit Insurance

Deposit Insurance on Deposits up to Rs. 5 Lakh is Applicable through DICGC, India.

The Deposit Insurance System in India is subject to the Provisions of Deposit Insurance Act (enacted in 1961). Deposit Insurance and Credit Guarantee Corporation (Wholly owned subsidiary of the Reserve Bank of India) is the body that operates the deposit insurance system.

To download more information click the following link : DICGC
(Website : www.dicgc.org.in )

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Who Can Deposit	Individuals (singly or jointly), Minor by a natural guardian, Organizations, Co-op. Societies, Registered Trust, Institutions and Associations.
Minimum Deposit	Rs. 1000/-
Maximum Amount of Deposit	No Limit
Interest	Simple Interest will be applicable. Interest will be paid on the deposits at the rate in force from time to time. To know about our current Interest Rates, please Click here Additional Interest@ 0.50% PA is applicable for Senior Citizens Interest is paid along with principal amount on maturity
Period of Deposit	Minimum period of 15 days and maximum of 365 days
Deposit Certificate	The Bank will issue a certificate in favour of the depositors showing the amount deposited, the period for which the deposit is accepted, maturity date and maturity amount.
Loan Against Deposit	Loan can be granted for up to 90 % of the deposit amount against the pledge of Deposit Receipts in case of need.
Premature Withdrawal	Allowed with penalty of 1% on applicable interest rate for the tenure of deposit as on the date of placement of deposit.
General	Ideal plan to generate interest on surplus funds for a short period of time. Auto renewal is exercised if maturity instructions are not given. TDS is applicable. Form 15H/15G required to be submitted for exemption of TDS, when you open a Fixed Deposit and subsequently at the beginning of the following financial year.

Who Can Deposit	Individuals (singly or jointly), Minor by a natural guardian, Organizations, Co-op. Societies, Registered Trust, Institutions and Associations. Customers can make Deposits through their Mobile Banking Login also at any time.
Minimum Deposit	Rs. 1000/-
Maximum Amount of Deposit	No Limit
Interest	Interest will be quarterly cumulative. Interest will be paid on the deposits at the rate in force from time to time. To know about our current Interest Rates, please Click here Additional Interest@ 0.50% PA is applicable for Senior Citizens. Interest is paid along with principal amount on maturity Payment of Monthly interest will be at discounted rate. Interest will be paid at the contracted rate irrespective of change in the rates thereafter till maturity.
Period of Deposit	Minimum period is 366 Days. Maximum period is 120 months or any period decided by the Bank from time to time.
Deposit Certificate	The Bank will issue a certificate in favour of the depositors showing the amount deposited, the period for which the deposit is accepted, maturity date and maturity amount.
Loan Against Deposit	Loan can be granted for up to 90 % of the deposit amount against the pledge of Deposit Receipts in case of need
Premature Withdrawal	Allowed with penalty of 1% on applicable interest rate for the tenure of deposit as on the date of placement of deposit.
General	Ideal plan to generate more interest on surplus funds for a short & long period of time. Auto renewal is exercised if maturity instructions are not given. TDS is applicable. Form 15H/15G required to be submitted for exemption of TDS, when you open a Fixed Deposit and subsequently at the beginning of the following financial year. The Bank reserves the right to alter, amend and rescind the rules from time to time.

Who Can Deposit	Individuals (singly or jointly), Minor by a natural guardian, Organizations, Co-op. Societies, Registered Trust, Institutions and Associations. Customers can make Deposits through their Mobile Banking Login also at any time.
Minimum Deposit	Rs. 1000/-
Maximum Amount of Deposit	No Limit
Interest	Interest will be paid on the deposits at the rate in force from time to time. To know about our current Interest Rates, please Click here Additional Interest@ 0.50% PA is applicable for Senior Citizens Interest amount will be paid monthly. Payment of Quarterly interest will be at discounted rate. Interest will be paid at the contracted rate irrespective of change in the rates thereafter till maturity.
Period of Deposit	Minimum period is 30 Days. Maximum period is 120 months or any period decided by the Bank from time to time.
Deposit Certificate	The Bank will issue a certificate in favour of the depositors showing the amount deposited, the period for which the deposit is accepted, maturity date and maturity amount.
Loan Against Deposit	: Loan can be granted for up to 90 % of the deposit amount against the pledge of Deposit Receipts in case of need.
Premature Withdrawal	Allowed with penalty of 1% on applicable interest rate for the tenure of deposit as on the date of placement of deposit.
General	Ideal plan to generate more interest on surplus funds for a short & long period of time. Auto renewal is exercised if maturity instructions are not given. TDS is applicable. Form 15H/15G required to be submitted for exemption of TDS, when you open a Fixed Deposit and subsequently at the beginning of the following financial year.

Who Can Deposit	Individuals (singly or jointly), Minor by a natural guardian, Organizations, Co-op. Societies, Registered Trust, Institutions and Associations. Customers can make Deposits through their Mobile Banking Login also at any time.
Minimum Deposit	Rs. 1000/-
Maximum Amount of Deposit	No Limit
Interest	Interest will be paid on the deposits at the rate in force from time to time. To know about our current Interest Rates, please Click here Additional Interest@ 0.50% PA is applicable for Senior Citizens Interest amount will be paid Quarterly. Payment of Yearly interest will be at discounted rate. Interest will be paid at the contracted rate irrespective of change in the rates thereafter till maturity.
Period of Deposit	Minimum period is 91 Days. Maximum period is 120 months or any period decided by the Bank from time to time.
Deposit Certificate	The Bank will issue a certificate in favour of the depositors showing the amount deposited, the period for which the deposit is accepted, maturity date and maturity amount.
Loan Against Deposit	Loan can be granted for up to 90 % of the deposit amount against the pledge of Deposit Receipts in case of need.
Premature Withdrawal	Allowed with penalty of 1% on applicable interest rate for the tenure of deposit as on the date of placement of deposit.
General	Ideal plan to generate more interest on surplus funds for a short & long period of time. Auto renewal is exercised if maturity instructions are not given. TDS is applicable. Form 15H/15G required to be submitted for exemption of TDS, when you open a Fixed Deposit and subsequently at the beginning of the following financial year.

Who Can Deposit	Individuals (singly or jointly), Minor by a natural guardian, Organizations, Co-op. Societies, Registered Trust, Institutions and Associations. Customers can make Deposits through their Mobile Banking Login also at any time.
Minimum Deposit	Rs. 1000/-
Maximum Amount of Deposit	No Limit
Interest	Interest will be paid on the deposits at the rate in force from time to time. To know about our current Interest Rates, please Click here Additional Interest@ 0.50% PA is applicable for Senior Citizens Interest amount will be paid Yearly.
Period of Deposit	Minimum period is 365 Days. Maximum period is 120 months or any period decided by the Bank from time to time.
Deposit Certificate	The Bank will issue a certificate in favour of the depositors showing the amount deposited, the period for which the deposit is accepted, maturity date and maturity amount.
Loan Against Deposit	Loan can be granted for up to 90 % of the deposit amount against the pledge of Deposit Receipts in case of need.
Premature Withdrawal	Allowed with penalty of 1% on applicable interest rate for the tenure of deposit as on the date of placement of deposit.
General	Ideal plan to generate more interest on surplus funds for a short & long period of time. Auto renewal is exercised if maturity instructions are not given. TDS is applicable. Form 15H/15G required to be submitted for exemption of TDS, when you open a Fixed Deposit and subsequently at the beginning of the following financial year.

FIXED DEPOSITS

Deposit Insurance

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Fixed Deposit Scheme

Gayatri Bank various Fixed Deposits schemes

Reinvestment Fixed Deposit Scheme

Gayatri Bank various Fixed Deposits schemes

Monthly Interest Payable Deposit Scheme

Gayatri Bank various Fixed Deposits schemes

Quarterly Interest Payable Deposit Scheme

Gayatri Bank various Fixed Deposits schemes

Yearly Interest Payable Deposit Scheme

Gayatri Bank various Fixed Deposits schemes