Normal Loan on DL

Facility:                       Term Loan

Eligibility:                   Individual or Firms

Purpose: 

Agricultural/Education/ Small Business/ Profession/any other to meet Short time Financial Requirements.

Security

Lien on Fixed/Term Deposits

Rate of Interest:       1% Extra on Deposit Interest Rate

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Loan Limit:                Maximum Rs.100.00 Lacs

Max Loan period:     5 Years

Repayment:               One Time Payment/EMI

Interest method:       Diminishing Method

Basic Documents:                 

» KYC documents of Borrowers and Guarantors.

» Fixed Deposit Bonds of our Bank.

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Margin:                        Up to 90% of Deposit Value

Processing Fees:       Nill

Terms & Conditions:  As per Bank’s Loan Policy.

Other Related Types

Secured Overdrafts (OD)

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